Insurance company bad faith

The Reasonable Basis Defense in Insurance Bad Faith Cases

The Reasonable Basis Defense in Insurance Bad Faith Cases, Insurance company bad faith

When an insurance company denies a claim, the policyholder often feels wronged. But being wrong is not the same as acting in bad faith. The law...

1 month ago Read More
When Does an Insurance Company Act in Bad Faith?

When Does an Insurance Company Act in Bad Faith?, Insurance company bad faith

An insurance policy is a contract, and like every contract, it comes with an unwritten promise that both sides will deal honestly and fairly with...

2 months ago Read More
When an Insurer Refuses to Settle: Bad Faith and the Risk You Never Signed Up For

When an Insurer Refuses to Settle: Bad Faith and the Risk You Never Signed Up For, Insurance company bad faith

Most people assume their insurance company is on their side. That assumption holds up until the day the company’s financial interests and your...

4 months ago Read More
Insurance Agent Negligence: When Your Broker Fails to Secure Coverage

Insurance Agent Negligence: When Your Broker Fails to Secure Coverage, Insurance agent and broker negligence

You pay a professional to protect you from risk. That is the deal. An insurance agent or broker takes your money, promises to find or maintain the...

3 months ago Read More
When an Insurance Agent Fails to Get You the Coverage You Asked For

When an Insurance Agent Fails to Get You the Coverage You Asked For, Insurance agent and broker negligence

You tell an insurance agent exactly what you need. They say it’s handled. Later, a loss occurs, and you find the policy doesn’t cover it. That is the...

4 days ago Read More
Understanding Fault in Car Accident Personal Injury Cases

Understanding Fault in Car Accident Personal Injury Cases, Car accident fault and liability

When a car accident happens, the immediate chaos is often followed by a single, critical question: who is at fault? In the realm of personal injury...

1 year ago Read More
Understanding Slip and Fall Accident Liability

Understanding Slip and Fall Accident Liability, Slip and fall injury claims

A slip and fall accident is exactly what it sounds like: you lose your footing, hit the ground, and get hurt. While sometimes these are simple...

1 year ago Read More
Understanding Employer Liability: When a Company is Legally Responsible

Understanding Employer Liability: When a Company is Legally Responsible, Vicarious liability and respondeat superior

Employer liability is the legal principle that holds a company accountable for the actions, safety, and conduct of its employees while they are doing...

1 year ago Read More
Who Pays When an Employee Causes a Car Accident

Who Pays When an Employee Causes a Car Accident, Vicarious liability and respondeat superior

When an employee causes a car accident while working, the question of who is legally responsible is not just about the driver. The answer often...

1 year ago Read More
Looking for a Lawyer?
.
help_outline

Frequently Asked Questions

Get answers to the most common liability case queries.

What is the basic legal concept behind these cases?
The core concept is negligence. It means a person failed to act with the reasonable care that an ordinary, prudent person would use in the same situation. This isn’t about intentional harm, but about carelessness that causes an injury. To prove a case, you generally must show the person had a duty to be careful, they breached that duty through their actions or inaction, and that breach directly caused measurable harm or damage to another person.
Who can be held legally responsible for a crash caused by a poorly maintained vehicle?
Primary responsibility falls on the vehicle’s owner and the person driving it at the time of the crash. If a commercial fleet or rental company owns the vehicle, they can be held liable for neglecting their maintenance duties. In some cases, a repair shop that recently worked on the vehicle could share liability if they performed shoddy work or failed to fix a known dangerous issue. The key is proving who knew or should have known about the unsafe condition and failed to address it.
What are the common defenses against a libel claim?
The most powerful defense is proving the published statement is substantially true. Other key defenses include having a privilege to speak, such as in a court proceeding or legislative debate. Fair comment or opinion on a matter of public interest is also protected, provided it is based on true facts. Consent from the subject is a complete defense. For public figures, the plaintiff must also prove the defendant acted with “actual malice,“ meaning they knew it was false or recklessly disregarded the truth.
How is negligence proven in a falling object case?
Negligence is proven by showing a party failed to use reasonable care, directly causing harm. This involves demonstrating that standard safety rules were broken—such as not using toe boards on scaffolding, failing to secure tools with lanyards, or not installing protective netting. Evidence includes safety code violations, witness statements, and records of poor site supervision. The injured person must show this failure, not a simple accident, was the likely cause of their injury.